Grow your community garden fund, collect dues, set up a budget for expenses, and accept donations from sponsors and supporters—all in one place with Pool.
Seeds, fertilizer, water bill, supplies
$4,124Pooled
* Pool is a financial technology company, not a bank. All banking services provided by First Internet Bank, Member FDIC.
Pools are free to create and use, and you can invite as many members as you'd like so no one misses out.
Everyone can contribute directly to the Pool balance, so you won't have to spend time collecting money from others.
(505) 555-2717
Every Pool comes with a free debit card. Use it to pay for plants, seeds, soil, raised beds, and more.
Turn shared financial chaos into organized collaboration. Invite teammates, assign spending roles, and manage money the right way.
Your garden, your rules. Track spending transparently, invite others and manage money together.
Seeds, fertilizer, water bill, supplies
$4,124.23
Your Pool comes with a Visa Debit Card* for each member, so everyone can spend transparently right from your Pool balance. No tracking receipts, no reimbursements, and no bugging Mikey to pay you back.
Use of card is subject to Cardholder Agreement.
Our system is designed with a security-first mindset, and we work hard to keep your money safe and personal data protected.
Pool partners with First Internet Bank, Member FDIC, and Pool accounts are eligible for FDIC insurance up to $250,000 per depositor, per ownership category. The partnership structure between Pool and First Internet Bank provides FDIC eligibility, subject to FDIC rules and limits.* FDIC deposit insurance only applies in the event of the failure of the FDIC insured bank.
Today we’re excited to launch Pool, a new financial account designed to make sharing, managing, and spending money together easier.
Read the blog
Pool does not have mandatory monthly fees or minimum balance requirements. It’s free to start a Pool, invite people, fund your Pool and use virtual and physical debit cards.
Pool charges transaction-based fees for certain types of opt-in transactions such as Instant Transfers. All transaction-based fees will be clearly labeled, and our Customer Support team is happy to answer any questions about fees.
Pool makes money in a few different ways.
First, we charge a transaction fee for certain types of premium transactions like Instant Transfers.
Second, we collect a small fee from merchants whenever the Pool Visa debit card is used. The debit card is free for Pool’s customers, and this fee is called an “interchange fee”. It’s paid by merchants in the Visa network, not by Pool customers.
Pool is a financial technology company, not a bank. All banking services are provided by First Internet Bank, Member FDIC.
At Pool, the ability to protect your funds and transact safely are top priorities. Earning your trust is extremely important to us, and as a company we invest a lot of time, effort, and spend into keeping our money safe every day.
Your deposits are held at our partner bank, First Internet Bank, Member FDIC. Funds deposited into Pool accounts are insured up to $250,000 per depositor by the FDIC, provided requirements for pass-through insurance coverage are met. Your share of funds in your Pools are maintained at First Internet Bank in a manner intended to qualify for this insurance protection.
Remember: Pool is a financial technology company, not a bank. We partner with an FDIC-insured institution to ensure your funds are safe. Our Customer Support team is happy to answer any questions related to safety or FDIC Insurance.
You can email our team at hello@poolmoney.com. We would love to hear from you!
Pool is a full financial account with multiple users who all have access to funds (if you allow it). That’s the big difference.
Instead of “send money” or “split transaction” Pool operates with the core principle that money should be shared. You won’t need to catalog transactions, or collect money every time your rent is due. Instead, you can add multiple users who all have access to the same account. Fund your Pool, invite your members, and manage your money together.
Pool is great for ongoing relationships and ongoing transactions—living together, extended family expenses, schools, HOAs, caregivers, and on and on.
Pool allows you to set rules and permissions for how your Pool operates. You can add Spenders and Viewers to your Pool, depending on the access you want to allow. Give debit card access, if you want. Every shared financial relationship is different, and we want to enable you to set yours up in your own way.