Pool Fee Schedule
This Fee Schedule describes fees that Pool United, Inc. ("Pool") may charge, as well as certain fees that Pool does not charge but that may be assessed by third parties, including the issuing bank or payment networks.
Pool does not support checks, wire transfers, or cash transactions.
A. Fees Pool May Charge
These fees are assessed only if you choose to use the applicable optional service.
| Fee Type | Amount | When Charged | Disclosure |
|---|---|---|---|
| Instant Transfer (Optional) | 1.75% of transfer amount | At time of transaction | Optional expedited transfer using either RTP or Visa Direct rails. A free ACH transfer option is available. This fee applies only if you affirmatively choose the instant transfer option. |
B. Fees Pool Does Not Charge
(May Be Charged by the Issuer, Visa, or Third Parties)
These fees are not charged by Pool, but may be assessed by third parties as described in the Pool Visa Debit Cardholder Agreement.
| Fee Type | Amount | When Charged | Disclosure |
|---|---|---|---|
| ATM Operator Fees | Varies by operator | At time of use | Pool and the Issuer do not charge ATM usage fees. Third-party ATM operators may impose their own fees. |
| Foreign Transaction Fee | Varies by issuer | At time of transaction | The Issuer may assess foreign transaction fees on purchases in foreign currencies or outside the United States. Pool does not charge foreign transaction fees. |
| Cross-Border Transaction Fee | 0.9% | At time of transaction | Visa issuer cross-border assessment applies to transactions where the merchant country differs from the cardholder's country, regardless of currency conversion. |
C. Fees Not Applicable to This Program
The Pool Visa Debit Card program does not support the following services. No fees are charged because these services are not available.
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Checks
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Wire transfers
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Cash transactions
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Stop payment requests on checks or wires