©2026 Pool United, Inc.
* Pool is a financial technology company, not a bank. All banking
services provided by First Internet Bank, Member FDIC.
FDIC insurance is provided by First Internet Bank, Member FDIC, and
applies only to deposits held at First Internet Bank. Pool is not
itself an FDIC-insured institution. FDIC ‘pass-through’
insurance applies to deposits only if regulatory requirements are
satisfied, including proper recordkeeping of customer ownership.
Deposits are insured up to $250,000 per depositor, per ownership
category, provided requirements for pass-through FDIC insurance
coverage are met. Pool deposits are held at First Internet Bank in a
manner designed to qualify for FDIC ‘pass-through’
insurance. FDIC deposit insurance only applies in the event of the
failure of the FDIC insured bank.
Federal law requires Pool to verify your identity before opening an
account.
** The Pool Visa® Debit Card is issued by First Internet
Bank, pursuant to a license from Visa U.S.A. Inc.