The Best Platforms to Raise Money For Individuals and Personal Causes

Personal fundraising is an excellent way for individuals to reach out to and raise money online from a broader group of people. It's become a popular method for people worldwide to raise cash for unexpected emergencies, life events, trips and adventures, artistic projects, and more.

The best thing about personal fundraising is that anyone can create a page to raise funds for themselves or someone in need. Worldwide, people are creating fundraisers to help pay off debt, cover tuition, learn a new skill, and so much more.

According to a ValuePenguin survey, 41% of Americans have donated to a medical crowdfunding campaign — and GoFundMe alone has collected more than $7 billion for medical expenses, making it the platform's largest fundraising category.

No matter what type of personal fundraiser you want to start, you must choose an ideal platform. According to Statista, there are hundreds of crowdfunding and personal fundraiser sites. Before asking for donations online, first select the fundraising platform that best suits your goals.

How to choose the right personal fundraising platform

Before launching your fundraising efforts, browse multiple fundraising sites and get familiar with what they offer.

Some are free, while others may incur fees that involve taking a percentage of your total donations. Some may allow you to withdraw your raised funds as soon as they hit your account, while others require you to meet your funding goal before accessing the funds. They all have different features that work for some people more than others.

Here are four things to look for while you're shopping for the perfect fit:

1. Campaign types: Ensure the platform you choose allows fundraising for personal causes. Some sites, like Indiegogo, Kickstarter, and Patreon, are only meant for business fundraising.
2. Payment processing: Look to see how you will receive the donations — most platforms integrate with PayPal or a payment processing service similar to it. If you're trying to raise money for ongoing expenses, some of which you need to pay for sooner than others, pick a platform that allows you to access the funds as soon as the donations hit your account. It's known in the crowdfunding world as the "keep it all" option and means you don't need to reach a specific fundraising goal to withdraw funds.
3. Ease and accessibility of use: Search for a user-friendly account setup process. The best platforms provide customer service help, several tutorials on creating an actionable fundraising page, and how-tos on including photos and videos and sharing on social media.
4. Fees: What kind of fee structure does the platform require? Investigate any commissions or fees that come with using the platform — for example, some charge upfront fees to set up and publish your fundraising page. Others offer free setup but take a percentage of your total donations. Still, some free options won't take a cut of the money you collect.

6 top platforms for personal fundraising

Let's compare the following crowdfunding platforms by looking at their campaign types, fees, and their pros and cons:

1. Pool
2. GoFundMe
3. GoGetFunding
4. FundRazr
5. Fundly
6. Plumfund

1. Pool

Pool is a dedicated place for you to collect, manage, and spend money for your personal fundraising needs. Since Pool is not just a crowdfunding page, you can use funds as they come in — no need to transfer the funds out to spend them. This is helpful when your need is time sensitive. Sign up at poolmoney.com, create a Pool, and invite members to start collecting and spending donations.

Types of campaigns: Pool allows you to make as many Pools as you need. Whether you're fundraising for a personal cause, starting an emergency fund, raising money for a project, or so much more.

Fees: There are no fees for contributions made through linked bank accounts or transfers between Pools. Pool is free for all users.

Pros: On Pool, you can run your fundraiser for as long as you need with no restrictions. Other fundraising platforms set deadlines and other restrictions for fundraisers. Pools are private for you and your invited members. There is no limit to the amount of members in a Pool.

Cons: Pool doesn't have a public page to share all of the fundraisers happening on the platform, so you're responsible for inviting members.

Collaboration: Unlike traditional crowdfunding pages, Pool allows multiple people to help manage shared funds. Admins can invite members, assign permissions, track contributions, and manage spending activity together.

2. GoFundMe

GoFundMe is a well-known crowdfunding platform, allowing fundraising for nonprofits, teams, and individuals. It's mostly used to help people raise money for their personal goals and needs.

Types of campaigns: GoFundMe lets you fundraise for any kind of cause or project. But over a third of its campaigns are dedicated to medical expenses, including adoption, IVF, and fertility-related expenses, making it a top choice for medical fundraising.

Fees: GoFundMe does not charge a platform fee for personal fundraisers. However, payment processing fees are deducted from donations, and donors are given the option to leave an additional contribution to support the platform.

Pros: GoFundMe has a large platform and offers free fundraising solutions. They also provide 24/7 customer support, easy-to-implement social sharing tools, and a donor protection guarantee. If something goes wrong in the donation process, they refund the donation.

Cons: While their extensive reach and platform are sometimes good, increased competition from millions of crowdfunding campaigns can lead to fewer and smaller donations from strangers online.

3. GoGetFunding

GoGetFunding provides users with a flexible and straightforward way to raise money for causes.

Types of campaigns: GoGetFunding offers fundraising pages for any cause or project, but their most successful and notable campaigns are for medical, charitable, and personal reasons.

Fees: GoGetFunding takes a 4% fee on the amount of funds raised, plus payment processing fees of 2.9%. Also, there's an additional $0.30 per Stripe or PayPal transaction.

Pros: GoGetFunding features optimally designed fundraisers on its homepage and promotes them on its Facebook and X feeds, potentially increasing reach.

Cons: This platform charges many fees, including on the amount of funds raised.

4. FundRazr

FundRazr is a smaller competitor, but it offers good functionality and design.

Types of campaigns: FundRazr allows you to raise money for just about anything, but they're most known for personal and charitable causes.

Fees: You can choose a free fundraising model with no fees, and the platform will ask donors for an optional tip. There's a third-party process fee of 2.9% plus $0.30 per transaction for each donation you receive.

Pros: FundRazr allows you to create well-designed, feature-rich pages for your campaigns with built-in social sharing, personal website integrations, and options that enable you to offer thank-you gifts to donors.

Cons: The platform is smaller, less well-known, and less viewed than its competitors. Some users report that there are little to no user experience updates and some tutorial materials are outdated.

5. Fundly

Fundly is another lesser-known platform that helps users raise money for personal needs. The platform operates on a keep-it-all policy with no minimum money raise requirement.

Types of campaigns: The most successful campaigns hosted on Fundly are for personal needs or charitable causes. You can fundraise for personal goals, like artistic projects, but those campaigns aren't as successful on Fundly.

Fees: There are no fees to create and kick off your campaign. Fundly deducts a 4.9% fee from each donation, and there's also a third-party payment-processing fee of 2.9% and $0.30 per transaction. For larger campaigns, they automatically apply discounts.

Pros: Fundly allows you to create fundraising merch in-house. Create t-shirts, mugs, tote bags, and more — they'll print and ship them to your donors as thank-you gifts. The price for printing and shipping is typically around $15.

Cons: Fundly is one of the few platforms that still charges a fee on the funds raised.

6. Plumfund

Plumfund is a larger personal fundraising platform that helps users raise money for various causes.

Types of campaigns: Plumfund can help you raise money for personal and emergency expenses, but they're better suited for personal projects or goals, like recording a debut album or planning a babymoon in Europe.

Fees: Plumfund doesn't take platform fees. However, there are third-party payment-processing fees of 2.9% plus $0.30 for every donation made through online transactions.

Pros: Plumfund allows individuals to set up wish lists and registries in addition to setting up fundraisers. The platform is free to use for both donors and fundraisers, and customer support is available.

Cons: Plumfund has less functionality and fewer tools than other platforms on this list, including fewer social media integrations and page customization options.

Raise funds for your personal needs, your way

If you're looking for the whole package when you're fundraising for medical expenses, adopting a rescue dog, going on a mission trip, starting a business or charity, and more, sign up at poolmoney.com — Pool makes sure you keep 100% of the money you collect while making it easy for contributors to donate.

Pool gives you a dedicated place to collect, manage, and spend money together. Whether you're fundraising for an emergency, personal goal, creative project, or community effort, Pool helps keep contributions organized and accessible in one place.